Liberal Education Today

Post details: Run on a Second Life bank

Friday, August 10th, 2007

Run on a Second Life bank

Filed under: General News — Bryan Alexander @ 03:48:51 am

A Second Life bank is experiencing a run on its cash. Ginko Financial explains:

Following the ban on gambling in Second Life we began experiencing a wave of withdrawals from Ginko Financial. This led the funds we keep in reserve for day to day use to be exhausted, which evolved into a full blown panic depleting even our last line of cash reserves and resulting in the current situation, with about L$50,000,000 queued up for withdrawal. This situation is unsustainable...

The significance of this lies in larger economic issues for Second Life and other virtual worlds:

Matthew Beller, who works for the U.S. Securities and Exchange Commission and, as a hobby, writes about Second Life, says that the current growth in Second Life is "an unsustainable boom." Because the Linden dollar has no commodity backing, he says, the Second Life economy is in danger of crashing when provoked by any sufficient shock. Although the recent shocks may not necessarily cause a run on the Linden dollar itself, Beller says, the danger remains, should additional shocks occur.

(via Eric Jansson)

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